Terms of Service

1. Service Description

Bakiye360 is a web platform that offers AI-powered behavioral finance tracking services to its users. It provides spending analysis, investment tracking, budget planning, and AI-powered financial insights.

2. Account Creation

To use Bakiye360 services:

• You must be at least 18 years old
• You must register with a valid email address or Google account
• You are responsible for the security of your account credentials
• You are responsible for all activities that occur under your account

3. Acceptable Use

The following uses are prohibited:

• Using the platform for illegal purposes
• Gaining unauthorized access to others' accounts
• Engaging in activities that compromise platform security
• Overloading the platform with automated tools
• Entering misleading or false information

4. Financial Disclaimer

Bakiye360 is not a financial advisory service. The analyses, insights, and recommendations provided by the platform are for informational purposes only. We recommend seeking support from professional financial advisors for your investment decisions. Bakiye360 cannot be held responsible for losses arising from your financial decisions.

5. AI Services

Our platform uses artificial intelligence (Google Gemini) to provide financial analysis and insights. AI-generated content is automatically produced and may not always be accurate or up-to-date. You should not treat AI recommendations as definitive financial advice.

6. Intellectual Property

The Bakiye360 platform, its design, logo, software, and content belong to Bakiye360. Data entered by users into the platform belongs to the users. Bakiye360 uses user data solely for service delivery purposes.

7. Service Interruption

Bakiye360 reserves the right to temporarily or permanently suspend, modify, or terminate the service with or without prior notice. Planned maintenance will be announced in advance.

8. Account Deletion

You can delete your account at any time from the Settings page. When your account is deleted, all your data will be permanently removed and cannot be recovered.

9. Limitation of Liability

Bakiye360 does not guarantee that the platform will operate uninterrupted or error-free. We cannot be held responsible for direct or indirect damages arising from technical failures, data losses, or disruptions in third-party services.

10. Governing Law

These terms of service are governed by applicable laws. Any disputes will be resolved through the appropriate courts of jurisdiction.

11. Changes

These terms may be updated from time to time. We will notify users of significant changes. Continuing to use the platform means you accept the updated terms.

12. Contact

For questions about our terms of service:

Email: support@bakiye360.com